Axio Consulting Group believes that the cornerstone of a successful retirement plan is employee education. Our comprehensive Education and Enrollment Services are designed to inform individuals about the important details of the plan and provide guidance on how to optimize their retirement savings.
Axio Consulting Group makes day-to-day plan investment responsibilities manageable by acting as either an ERISA 3(21) Investment Adviser or 3(38) Investment Manager. As an Investment Fiduciary, Axio is designed to manage all responsibilities associated with retirement plan investments.
Properly fulfilling fiduciary duties associated with a retirement plan can be time consuming and complex. Axio's partnership approach provides both Advisors and Sponsors with the guidance necessary to navigate any fiduciary issues they may face.
As a 3(21) Co-Fiduciary, we provide an investment policy statement template, guidance with respect to asset classes, and a list of approved investment options. The Plan Sponsor retains the final decision-making authority.
As a 3(38) Fiduciary, we take full discretionary authority to make investment decisions within the plan, relieving the plan sponsor and other plan fiduciaries from responsibilities associated with the investment decisions.
Axio Consulting Group is a Registered Investment Adviser utilizing an open architecture investment platform.
We no not receive any compensation associated with the investment options we offer.
Unbiased, fee-only investment advice provides fee transparency and no hidden agendas.
In accordance with the Investment Policy Statement, Axio follows a defined investment management process designed to provide competitive long-term returns. These investment options adhere to established style benchmarks while avoiding excessive turnover of funds based on short-term performance criteria. This results in a diverse set of investment options meeting our exacting standards.
For more information about the Axio Investment Process, call 803.851.1935
Review plan demographics and evaluate risk-return trade-off
Identify Investment Option Universe
Define Appropriate Asset Classes
Screen Available Funds Using Quantitative Metrics
Refine Funds By Screening with Qualitative Metrics
Design investment menu of approved and appropriate funds
investment menu Reviewed Quarterly
review includes quantitative and qualitative metrics
Funds Not Meeting Requirements Are Flagged
additional Due Diligence executed to identify any material changes
Flagged Funds Are Either Placed On "Watch List" or Removed
Funds remain on “Watch List” for a pre-determined time frame
If criteria is met while on “Watch List”, it is restored to “Approved List”
Funds continuing to not meet criteria are removed completely
A suitable fund is identified as replacement
The Investment Policy Statement is the outline for a retirement plan’s investment goals, objectives, and constraints.
The Quarterly Monitoring Report delivers transparent reporting to the plan sponsor regarding changes in fund selections, recommendations, and actions taken to improve the quality of the investment menu.
Plan health updates provide an annual snapshot of plan performance. It covers employee utilization, investment returns, fee benchmarking, and additional information for successful retirement plan management.
As a fiduciary partner, Axio is available to provide Sponsor and Advisor support relating to any investment-related regulatory questions.
Let us partner with you in managing your retirement plan investments.